WILL YOU HAVE ENOUGH MONEY TO RETIRE?
Your Retirement Account Can Be Among Your Most Substantial Assets
Dave Baker and his team are the “University Wealth Advisor” and are uniquely qualified to help university and college employees make sure that their retirement savings plans are working just as hard as they are. Using his financial background, his personal knowledge of the education industry and the Fidelity, Schwab and TIAA/CREF retirement plans, he is able to help university employees put together their own IWP (Individual Wealth Plan) or IEP, if you will, to help them achieve a successful retirement.
We can help you put a stop to the worrying about day to day investment strategies in your retirement savings portfolio so you can sleep at night and focus on what really matters, to you.
WILL YOU HAVE ENOUGH MONEY TO RETIRE?
Your Retirement Account Can Be Among Your Most Substantial Assets
Dave Baker and his team are the “University Wealth Advisor” and are uniquely qualified to help university and college employees make sure that their retirement savings plans are working just as hard as they are. Using his financial background, his personal knowledge of the education industry and the Fidelity, Schwab and TIAA/CREF retirement plans, he is able to help university employees put together their own IWP (Individual Wealth Plan) or IEP, if you will, to help them achieve a successful retirement.
We can help you put a stop to the worrying about day to day investment strategies in your retirement savings portfolio so you can sleep at night and focus on what really matters, to you.
Your retirement account is likely
one of your largest assets.
Are you giving it the attention it deserves?
For most employees, the answer is absolutely not. Prudent investment decisions within your retirement account are critically important since the funds you accumulate over the coming years may need to support you through many years of retirement.
Your retirement account is likely
one of your largest assets.
Are you giving it the attention it deserves?
For most employees, the answer is absolutely not. Prudent investment decisions within your retirement account are critically important since the funds you accumulate over the coming years may need to support you through many years of retirement.
FREEDOM OF CHOICE… A BETTER WAY…
University of Michigan has an enhanced option that you might want to consider that includes access to professional money management through a self-directed brokerage-link retirement account option.
Lastly, according to a Vanguard study* of 40,000 participants, managed accounts have a notable effect on returns due to increased equity exposure and savings rates, as well as a reduction in portfolio risk levels and costs. Of the participants surveyed, it was reported that:
- 60% increased their projected 10-year retirement wealth by an average of 30%.
- 30% earned value through a reduction in portfolio risk.
- 1/3 chose to increase their savings rate by an average of 3%.
- 60% saw a reduction in average fund fees.
- Expense ratios were reduced by an average of 0.06%.
FREEDOM OF CHOICE… A BETTER WAY…
University of Michigan has an enhanced option that you might want to consider that includes access to professional money management through a self-directed brokerage-link retirement account option.
Lastly, according to a Vanguard study* of 40,000 participants, managed accounts have a notable effect on returns due to increased equity exposure and savings rates, as well as a reduction in portfolio risk levels and costs. Of the participants surveyed, it was reported that:
- 60% increased their projected 10-year retirement wealth by an average of 30%.
- 30% earned value through a reduction in portfolio risk.
- 1/3 chose to increase their savings rate by an average of 3%.
- 60% saw a reduction in average fund fees.
- Expense ratios were reduced by an average of 0.06%.
We’re Proud to be Working with these Fine Institutions:
We’re Proud to be Working with these Fine Institutions:
Diverse options. More Growth potential.
This option gives you access to work with a financial advisor and access a much wider range of investment options, offering greater diversification opportunities and the potential for higher returns.
The University Wealth Advisor has partnered with HCM, a professional money manager, to provide you a very inexpensive but very valuable solution to help you change your investment future in your University of Michigan retirement account.
